We tailor the buyer journey to your needs, making the process
fast and efficient with communication at every step of the journey.
An email will come from Qualia requesting you create an account, log in, complete your seller/buyer information, and sign our engagement letter.
We schedule your signing in one of our signing locations or remotely
NOTE: For closings involving lenders, we always need signed and notarized originals, so there is not an electronic option
We conduct a title search and an attorney reviews it to ensure your property’s title is clear.
We send the title commitment and requested pre-closing documents to your lender.
If the property is part of a Homeowners Association (HOA) then we will order an HOA Statement.
Homeowners association demand fees are the outstanding debts required to be paid before a homeowner can sell their home such as dues, transfer fees, certification fees, etc.
Once your loan is clear to close, they will send us closing instructions and their fees. We will then balance our closing statement with the lender’s closing statement and provide your final cash required to close.
Your lender will send us the loan documents for you to execute at closing.
Review the closing statement with an attorney and execute all of your documents in office or remotely. This process takes between 45-60 minutes.
We always do our best to ensure that ownership of the property transfers on the day of closing, but this may occur on the following business day. In North Carolina, ownership transfers on the day of recording. In South Carolina and Georgia, ownership transfers once all documents are signed by all parties and all funds are in our trust account.
NO. Please direct your attention to our engagement disclosures and the areas that highlight our representation. Depending on the state, we owe a duty to different parties. Real estate is a rare area of law where the same attorney can be on both sides of the transaction.
NO. We do not order surveys on behalf of buyers. We can provide a list of surveyors though.
Please wire your cash to close either the business day before closing or the morning of closing. If your signing is early and the final number is not available in time to wire, you can wire the funds after your signing.
Hankin & Pack does not hold or distribute keys. Please ask your agent to contact the listing agent.
NO, unless you are a cash buyer. If there is a lender involved, then we require original singed documents.
Please send the EMD check to our office address for the state where your property is located, wire the funds to our trust account using wire instructions provided securely by our firm, OR use www.earnnest.com.Earnnest.com
Please check with our staff as this differs depending on the seller.
We only accept funds via certified check for amounts of $1,000 or less. All other funds must be wired to our trust account using wire instructions provided securely by our firm.
We only have the final cash to close when we receive instructions from your lender and balance (or match) with their their closing team. This often happens within days of closing.
We send the wire instructions securely through Qualia. Please check your document section in Qualia.Qualia